CREDIT AND LOANS OFFICERS (AUS) / FINANCE CLERKS (NZ) – UNIT GROUP 5522

General Description

CREDIT AND LOANS OFFICERS (AUS) / FINANCE CLERKS (NZ) analyse, evaluate and process credit and loan applications.

 

Indicative Skill Level

ANZSCO Skill Level: 3

In Australia the majority of occupations in this unit group have:

  • AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV or at least three years of relevant experience (ANZSCO Skill Level 3)

In New Zealand the majority of occupations in this unit group have:

  • NZQF Level 4 qualification, or at least three years of relevant experience (ANZSCO Skill Level 3)

In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification.

 

Task Information

  • analysing information about customers and examining references, credit ratings, investment risks, pay slips and other information against predetermined policy standards
  • contacting financial and credit institutions to obtain information about customers
  • preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers’ standing to financial and credit institutions
  • authorising the approval of credit and loan applications and recommending credit and loan conditions and limits
  • keeping records of payments, and preparing routine letters requesting payment for overdue accounts and forwarding these for legal action
  • answering inquiries concerning credit standing of customers, loan balances and penalties
  • may recommend, approve and arrange mortgages
  • may work in a call centre

 

Occupation in this group:

552211 CREDIT OR LOANS OFFICER (AUS) / FINANCE CLERK (NZ)

Alternative Titles: Lending Consultant、Loans Consultant、Loans Officer
Analyses, evaluates and processes credit and loan applications. May work in a call centre.

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